Why 100 Percent Is A Must

If 99.9% Accurate Were Good Enough . . .

• 12 newborns would go home with the wrong parents daily.
• 2,062 daily issues of the Wall Street Journal would have missing pages/sections
• 61,820 shares traded on the NASDAQ daily during July, 2008, would have been credited to the wrong trader.
• 2,398 estates would have unnecessary probate delays each year due to mistakes by attorneys and financial planners.

Do you want to be that .1 percent with errors? How good is your financial plan, really? Is it 100 percent complete and accurate? How are you doing right now? If you’re in a hole, stop digging!

“I Already Have a Financial Planner”

Most people already have doctors, too, but when a very significant health issue arises, most don’t think twice about getting a second opinioin. How important is your financial health to you?

“I Don’t Have Enough Money for a Financial Plan”

I don’t know about you, but my family and I have had some tight times in the past. And in this economy, things aren’t exactly easy on anyone, no matter how much financial knowledge they may have. Tight times are exactly when every single resource you have has to be utilized to its full advantage. If your nest egg looks like a hummingbird’s egg, all the more reason to work with someone who can get you the most out of it.

Okay, But What Exactly Happens?

We can’t and don’t do financial plans for everyone. To work with us, a client must be committed to their financial future and willing to put in the effort to make a plan work. We don’t turn down clients for lack of resources; we turn them down for lack of true commitment to their financial future. Our clients must be as honest with us as we will be with them. No plan can stand if it is built upon deception, either on the part of the client or the advisor.

Commitment to the plan we propose DOES NOT mean you have to use only financial products we recommend. In nearly all cases, we provide the best value, but if you can find what you need elsewhere, we will applaud your efforts and seek to work out a contract with that company too.

Here’s what to expect:

First meeting – we just get to know each other. You ask me any questions you want, and I will obtain a financial profile from you. It will be about a one-hour meeting to cover all the bases of your current financial status.

Second meeting – about a week later, I will have a detailed financial plan for you that I will come to you and present. It will contain a complete assessment of where you are and where you could be by the time you retire. You will not make any decisions at that time either.

Third meeting – about a week after the second meeting, we sit down after you have had a chance to read through the financial plan. We answer all questions, we go over where you are and how to get started. If you are interested and I believe in your commitment to implementing the plan, you agree to do business with me, and I commit to serving your needs.

As you can see, we do not involve ourselves in high-pressure sales. It serves no purpose. Once I’m out the door, it’s very easy to backtrack and cancel everything without the pressure of a salesman in front of you. We only work with people who are committed to their financial future and want to put in the extra effort to become financially secure.

If you want to go where few go, you must take a different road. We’ll teach you that road.